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Wexford Mortgages Made Simple

Getting a mortgage is a significant step in financing your dream home, whether you are a first-time buyer or moving on to your second or third home. But regardless of financial circumstances, it can be a lonely, stressful, and confusing time.

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Empowering individuals and families with trusted mortgage and financial services tailored to every stage of life. Your goals, our guidance — success made simple.

Trusted Experts in Financial & Mortgage Services

Proudly Supporting Your Financial Journey Since 2013

Founded in 2013 by award-winning advisor Philip Cullen, Southeast Mortgages & Financial Services has built a reputation for delivering expert financial guidance and exceptional service. With over 20 years of industry experience, Philip has supported hundreds of clients in securing brighter, more confident futures through strategic mortgage, pension, retirement, and investment planning. Accredited by the All-Ireland Business Foundation and named All-Star Wexford Mortgages & Financial Planning Company for 2023/24, we proudly serve Wexford and the South-East with access to Ireland’s leading lenders and tailored financial solutions.

Your Future, Our Financial Expertise

Life-Stage Support

From your first home to retirement, we guide you through every major financial decision.

Trusted & Accredited

We’re All-Ireland Business Foundation accredited for our expert advice and client care.

Family-Run, Client-Focused

Led by Philip Cullen, we put your needs at the heart of everything we do.

Wexford Mortgages in your area.

Courtown

Ballyhack

Bunclody

Enniscorthy

Fethard

Ballycanew

Ballygarrett

Blackwater

Campile

Duncannon

Gorey

Adamstown

Arthurstown

Ballycarney

Bannow

Bree

Castlebridge

Duncormick

Ferns

Kilmore Quay

Broadway

Camolin

Carrig-on-bannow

Curracloe

Your Trusted Wexford Mortgage Partner

Apply Once. Access the Best Mortgage Offers in Wexford.

What if you could apply for the best mortgage offers from the biggest lenders with just one application and a few simple clicks? Imagine having access to a team of trusted mortgage advisors that can guide you through the process, answer your questions and work on your behalf to get the best mortgage rates?

Southeast Financial Services is a leading mortgage broker with over 20 years’ experience in the Irish mortgage market and our own dedicated team of industry professionals working on your behalf to get the best rates, terms and mortgage protection. You will be assigned a mortgage advisor who you can always trust to work in your best interests so you can focus on what really matters.

Please feel free to get in touch to ask a question about getting a mortgage or start your application now with a few simple clicks. As part of the Brokers Ireland and Broker Assist, we can arrange mortgages through many of the top lenders in Ireland, including KBC, Finance Ireland, Haven, Ulster Bank, ICS and PTSB.

First Time Buyers

Buying your first home? Not sure where to start? We’re sure you have lots of questions and we’re happy to help. Let the experts at Southeast Financial Services guide you through the process and advise on the best offer for you. Get started now.

Trading up/down/Moving Home

Thinking about moving to a new home? Perhaps it’s time to downsize or trade up for more space and a bigger garden! Our experts are here for you every step of the way to make your dream possible with the best advice and most competitive quotes.

Switching your Mortgage/Remortgage

Want to increase your current mortgage and use the extra funds for something else, like an extension or home improvements? We will help you switch your existing mortgage to a new deal with a different provider.

Pension Mortgages

Thinking of buying an investment property? Talk to our mortgage experts to discover how you can buy property through your pension fund and avoid income tax and capital gains tax on both rental income and profits from sale of the property.

Investors/Buy to Let Mortgages

Whether you are looking for your first buy-to-let mortgage or an established landlord looking to finance a new rental property or portfolio, the experts at Southeast Financial Services can help you make the right investment decision.

Public Sector Mortgages

Are you a public sector employee? Discover the best rates on public sector mortgages with allocation for employee pay scales, overtime, and allowances. We are a trusted, experienced partner for your public sector mortgage application.

Self-Build Mortgages

Building your own home? The self-build mortgage is usually drawn down in stage payments spread over a certain number of months, depending on the length of the build. We’ll help guide you through the process and negotiate so you can spend more time creating your dream home!

Equity Release/Top up Mortgage

Are you planning some home improvements like a new bathroom or extension? Top-up mortgages are an ideal way to raise the money to finance your plans. Work with us for the best deals and practical advice on equity release mortgages.

Lifetime Loans

A Lifetime Loan is another name for equity release. A Lifetime Loan allows people over 60 to release value from their homes, at an interest rate fixed for the duration of the loan.

Equity Release

Equity is the difference between the current value of your house and the amount you owe on it. For example, if your home is worth €400,000 and your mortgage is €100,000, then you have equity in your property of €300,000.

Our Commitment to You

Your Trusted Wexford Mortgage Advisors

With over 20 years of experience in the Irish mortgage market, SEFS is proud to be a leading Wexford mortgage broker. We work with major lenders to secure the best mortgage rates and terms for you — all with one easy application and a dedicated advisor by your side.

One Application, Multiple Lenders

Apply once and access offers from Ireland’s top banks, including PTSB, Finance Ireland, and more.

Local, Personalised Service

A Wexford-based mortgage advisor will support you every step of the way.

Fully Accredited Team

As members of Brokers Ireland and Broker Assist, we ensure the highest standards in Wexford mortgage services.

How We Make Mortgages Work for You

At SEFS, we don’t just help you apply for a mortgage — we help you understand it, manage it, and feel confident about every step. With honest advice, expert insight, and complete transparency, we make sure your journey to homeownership is smooth and stress-free.

Tailored Mortgage Guidance

No two buyers are the same — that’s why we personalise every mortgage plan to suit your lifestyle, budget, and long-term goals.

End-to-End Support

From first consultation to final approval, our dedicated team is by your side to answer questions and keep things moving.

Appointment

Let’s Make Mortgages Simple

Whether you’re exploring your options or ready to apply, we’re here to guide you every step of the way. No jargon. No pressure. Just honest advice tailored to you.

Get help from experienced mortgage professionals — no bots, no call centres, just real people who care.

We break down complex terms and options into clear, easy-to-understand advice that helps you make smart decisions.

You’re in control. Reach out when you’re ready, and we’ll support you with no obligations or hidden fees.

Start Your Wexford Mortgage Journey Today

Testimonials

What our clients say about us

We are delighted to share excellent feedback and testimonials from our loyal and valued clients.

I have dealt with Philip and Southeast Financial Services on a number of occasions and each time I’m very pleased with their professionalism, prompt response, excellent customer service and competitive prices.” I would have no hesitation in recommending Philip and Southeast Financial Services to others or in using their services in the future.

Kay Halford Halford's Hair Studio

I met with Philip when I started my new limited company. I found Philip to be very helpful and supportive. He was only a phone call away when any advice was needed. I found Philip very professsional and easy to deal with regarding any matter. I highly recommend Philip and Southeast Financial Services to my family, friends or work colleagues

Phil Christophi PC Decorating

Since meeting Philip we have found him professional and straight talking in financial advice, helping us to make the right decisions with what to do with our policies. Philip can be completely trusted and we would happily recommend him to family, friends and clients.

Jonathan & Shane O'Connor O'Connor Engineering

All the staff we dealt with were so nice and helpful and they made things as simple as possible for us. A special mention to Lizzie who was wonderful throughout the process. We have recommended to our friends also.

Eamonn and Ailbhe Switcher Mortgage

Let’s Get Started

Your Wexford Mortgage Journey Begins Here

Whether you’re a first-time buyer, switching your mortgage, or planning to invest, our experienced Wexford mortgage advisors are ready to help. With expert support and access to Ireland’s top lenders, securing the right mortgage has never been easier.